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BIHAR STUDENT CREDIT CARD SCHEME` Education Loan Scheme For Pursuing Higher Education For Students Of Bihar

The Bihar Student Credit Card Scheme outlined below aims at providing financial support from the banking system to those students who have passed their Intermediate/ 12th class from institutions recognized by the Govt of Bihar, and are unable to pursue higher education due to financial constraints.The students belonging to Bihar can pursue higher education in or outside Bihar under Technical or Non-technical courses. The main emphasis is that students are provided with an opportunity to pursue higher education with the financial support from the banking system with reasonable and affordable terms and conditions.

  1. Fee payable to college++/ school/ hostel*
  2. Examination/ Library/ Laboratory fee
  3. Insurance premium for student borrower
  4. Caution deposit, Building fund / refundable deposit supported by Institution bills/receipts. **
  5. Purchase of books/ equipment / instruments / uniforms**
  6. Purchase of computer at reasonable cost, if required for completion of the course**
  7. Any other expense required to complete the course - like study tours, project work, thesis, etc.**

While computing the loan required, scholarships, fee waiver etc., if any available to the student borrower may be taken into account. If the scholarship component is included in the loan assessment, it may be ensured that the scholarship amount gets credited to the loan account when received from the Government.

Courses cover under Bihar Student Credit Card Scheme

List of courses cover under Bihar Student Credit Card Scheme are as follow-

  • B.A., B.Sc., B.Com. (All subject)
  • M.A., M.Sc., M.Com (All subject)
  • Aalim
  • Shashtri
  • B.C.A.
  • M.C.A.
  • B.Sc. (Information Technology/Computer Application/Computer Science)
  • B.Sc. (Agriculture)
  • B.Sc. (Library Science)
  • Bachelor of Hotel Management & Catering Technology (B.H.M.C.T.)
  • B.Tech/B.E. for laterally admitted candidates having degree of three years diploma courses approved by the State Technical Education Council
  • Hotel Management and Catering Technology
  • Hospital and Hotel Management
  • Diploma in Hotel Management (Three Year) (I.H.M. Course)
  • Bachelor in Yoga (Entry Level+2Pass)
  • B.Tech, B.E., B.Sc. (Engineering-all branches)
  • M.B.B.S.
  • B.Sc. (Nursing)
  • Bachelor of Pharmacy
  • Bachelor of Veterinary Medicine and Surgery (B.V.M.S.)
  • Bachelor of Ayurveda, Medicine and Surgery (B.A.M.S)

  • Bachelor of Unani Medicine & Surgery (B.U.M.S)
  • Bachelor of Homeopathic Medicine & Surgery (B.H.M.S.)
  • Bachelor of Dental Surgery (B.D.S.)
  • General Nursing Midwifery (G.N.M)
  • Bachelor of Physiotherapy
  • Bachelor of Occupational Therapy
  • Diploma in Food, Nutrition/ Dietetics
  • Bachelor of Mass Communication/Mass Media/Journalism
  • B.Sc. in Fashion Technology/Designing/Apparel Designing/Footwear Designing
  • Bachelor of Architecture
  • Bachelor of Physical Education (B. P. Ed.)
  • M.Sc/M.Tech Integrated course
  • Diploma in Food Processing/ Food Production
  • Diploma in Food & Beverage Services
  • B.A./B.Sc.
  • Bachelor of Business Administration (B.B.A.)
  • Master of Business Administration (M.B.A.)
  • Bachelor of Fine Arts (B.F.A.)
  • BL/LLB (5 Year integrated Course)
  • Degree/Diploma in Aeronautical, Pilot Training, Shipping
  • Polytechnic